How to Safely Use Mobile Banking in the New Year

Smart Security Tips to Start 2026 with Confidence

Mobile banking continues to make managing money more convenient than ever, from checking balances to depositing checks on the go. But as technology gets smarter, so do scammers. Whether you’re a longtime app user or just getting started, now is the perfect time to make sure your mobile banking habits are secure.

Here are five simple but powerful ways to protect your information and your finances in the new year.

1. Strengthen Your Passwords (and Don’t Reuse Them)

Strong passwords are your first line of defense. Use a unique password for your banking app that combines:

• At least 12 characters
• A mix of upper and lowercase letters
• Numbers and symbols
• No personal information (like your birthday or pet’s name)

Avoid reusing passwords from other sites. A password manager can help you create and store secure passwords without needing to remember them all.

2. Use Two-Factor Authentication (2FA)

We offer two-factor authentication, so make sure you enable it! This adds an extra layer of protection by requiring a code sent to your phone or email each time you log in. Even if someone gets your password, they won’t be able to access your account without that second factor.

3. Avoid Public Wi-Fi for Banking

Public Wi-Fi is convenient, but it’s also risky. Hackers can intercept data on unsecured networks. If you need to access your bank account while on the go, use your phone’s secure data connection or a trusted private network. Better yet, wait until you’re home or somewhere with a protected connection.

4. Set Up Mobile Alerts

Knowledge is power, especially when it comes to fraud prevention. Set up account alerts in your mobile banking app to notify you of:

• Large transactions
• Unusual login attempts
• Low balances
• New device logins

Real-time alerts can help you spot suspicious activity immediately and take action if something looks off.

5. Keep Your App and Device Updated

Regular updates aren’t just about new features; they often include important security patches. Make sure your phone’s operating system and your Casey State Bank mobile app are always up to date. Turn on automatic updates if possible to stay protected without thinking about it.

Bonus Tip: Know Who to Call

If you ever suspect fraud or notice unfamiliar activity, don’t wait. Contact Casey State Bank right away. We’re here to help, and fast action can make all the difference.

Stay Safe, Stay Informed

Mobile banking is safe when used smartly. Taking just a few minutes to review your security settings, update your passwords, and set up alerts can go a long way in protecting your financial future.

As your trusted community bank, Casey State Bank is always here to support your financial wellness, online and off. Have questions about your account or want help setting up mobile banking safely? Stop by a branch or contact us. We’re happy to walk you through it. We’re here to help you bank with confidence!